Loan Procedure

Step 1: Submission

Submit your loan scenario using one of the following methods:

  • Use the online form at the bottom of this page.
  • Submit the complete online loan form.
  • Email your loan scenario.

Step 2: Approval

Upon loan submission, we will issue a prequalification in 24 hrs. Once the borrower and broker understand and agree with the terms of the loan, we will issue a Conditional Letter of Approval (CLA).

Step 3: Appraisal

The CLA must be signed and returned with all the conditions required. The borrower will be able to send a check, cashier’s check, or wire transfer the funds for the appraisal. ONLY OCOnly Financial Group Partners can order the appraisal.

Step 4: Collect Conditions

While the appraisal is being completed, our processing and underwriting staff will collect and review all missing conditions.

Step 5: Appraisal Review

Our real estate department will review the appraisal.

Step 6: Closing

Once all conditions and appraisal are satisfied and reviewed, Capital Mortgage Partners will send out closing documents. Once closing documents are signed and reviewed, the loan will fund the loan in 48 hrs.

Fill out the Quick Loan Application for fast contact with a loan specialist.

First Name: Last Name: Loan Amount:

Company: Email: Phone Number: